I am a proud member of the National Association Of Foreclosure Prevention Professionals (NAFPP).
I am morally obligated to serve you in the best possible manner and it is in my best interest to serve you to the best of my abilities, but if I EVER do anything that violates the NAFPP Code Of Professional Ethics all you have to do is log onto their web site at www.nafpp.org and file a complaint against me.
I don’t need some fancy Association to tell me I have to work ethically, but let’s face it you don’t know me yet. So I’d rather have a reputable third party confirm every single thing I’ve told you so far and act as a watchdog making sure I do what I'm supposed to do.
Here’s the contact information for the NAFPP in case you ever need it:
National Association of Foreclosure Prevention Professionals
5505 Connecticut Ave, NW #287, Washington, DC 20015-2601
Reason #2 - SHORT SALE CLIENT(S) only:
Because I am not a realtor, mortgage broker, attorney, or any other commission-based professionals the reason that’s important to you is quite simple.
The last thing you need is a salesperson trying to get a commission check out of you.
I am not here to get a commission. I am here to help you in your situation. Yes, I do get compensated for my work, but it’s NEVER out of your pocket when I do a SHORT SALE and the only way I can ever make money is if I actually help you out of your situation. If I can’t get your SHORT SALE APPROVED, I DON'T GET PAID.
Now think about this... who’s most likely to look out for your best interest… someone who gets PAID regardless of what happens to you? Or someone who ONLY GETS PAID if you come out of this situation successful?
Reason #3 - SHORT SALE or LOAN MODIFICATION:
Because the only focus I have in this business, and in my education has been and always will be foreclosures. I am Foreclosure Prevention Specialists. That’s what I do.
And the reason that’s important for you is because you’re dealing with a specialist NOT a general professional. Who would you rather operate on your brain… a medical doctor with 50 years of experience in medicine? Or a specialized brain surgeon whose only focus and work has been completely dedicated to brain surgery?
I'm sure you’ll agree that the medical doctor may be an excellent doctor, but if you needed brain surgery, you’d put your life in the hands of the specialist.
Now, I can’t perform brain surgery, but I will handle your foreclosure better than anyone else. Do NOT put your financial life in the hands of a generalist. In your case only a specialist will do.
When were going through our financial struggles, one of the worst things we had to go through was waiting and waiting for attorney’s, creditors and other professionals to call back.
What kind of world do we live in where highly-paid professionals don’t even have the slightest bit of common courtesy. All I wanted was a phone call to know what was going on because I was completely in the dark.
You will NEVER be in the dark with me. You’ll most likely hear from me at least every other day. Even if it’s just to say there’s nothing to report. (Of course, if you don’t want me calling you that often, let me know)
Once you completely understand everything I’ll be doing for you, I’ll be in negotiations with the bank, attorney’s and lien-holders. During this process you’ll hear less from me because negotiating these deals takes time, but… I will call once a week, even twice a week if it makes you feel more comfortable.
No matter what schedule I decide on, one thing you can be sure of is I’ll never leave you hanging wondering what’s going on.
I'll always speak to you in plain English and not some fancy-schmancy technical or legal mumbo jumbo.
If you don’t fully understand it, I’ll explain it. Period.
I hated when the attorneys and mortgage brokers would talk to us about a mile a minute thinking we knew what they knew! I won’t do that to you.
Because I am going to give you the best of two worlds.
Let me explain.
I have a very unique relationship with the largest Foreclosure Prevention company nationwide.
Because of all the experience they have in dealing with lenders and attorneys you get the benefits of a large company to negotiate on your behalf, while at the same time getting the personal, one-on-one attention you get from me.
You’ll always have my personal, direct phone number.
This is what I do full-time. And this is important because the last thing you want is to work someone you can’t get a hold of during business hours.
This last reason has more to do with you than it does with me.
I don’t mean to scare you, but the truth is, your worst enemy right now is time. Time is against you. Every minute that goes by without you doing something, anything, is a minute that the bank is winning and you are losing.
I know from my own personal experience that the moment you take control of your situation you’ll feel better about yourself, you’ll feel better about the situation, and you’ll have the comfort of knowing you’re in control, not someone else.
There’s no denying it’s a tough situation, but making things worse does not solve anything. Even if you decide not to work with me at the very least take action. Don’t let the bank or the attorneys push you around. You do have options, and don’t let anyone make you believe you don’t have options.
I can help you.
In New York State, Housing Counselors, who are approved by the U.S. Department of Housing & Urban Development or the New York State Banking Department, may provide the same or similar services as a distressed property consultant for free. A list of approved Housing Counselors can be found on the New York State Banking Department website at www.banking.state.ny.us or by contacting the New York State Banking Department toll-free at 1-877-BANK-NYS (1-877-226-5697). You should consider consulting an attorney or a government-approved housing counselor before signing any legal document concerning a distressed property consultant."